If you’re in danger of being swept away by the attractions of a pretty bungalow or a Georgian gem, slow down. Try to look objectively at the article of your liking, try not to treat the house as a home but just as a building that needs inspecting. Except if you have a deep wallet, you will want to be watchful of any expenditure involved in getting your fantasy home up to a satisfactory standard.

Here are several of things to lookout for when viewing a property:

1. Shoddy roof

Before you go inside a property, make sure to take a look at the roof as generally people have a tendency to overlook this very important part. Even though you might not be able to see the whole roof, you should be able to get an idea of what condition it is in. Look out for any absent, slipped, or broken roof tiles as this might be a sign that the roof may need repairing.

If the roof on the property looks like it needs replacing quickly then you may want to re-think putting an offer in as fitting a new roof can be a chaotic and troublesome process, and can furthermore be fairly expensive.

2. Cracked walls

Another major important factor to check for when viewing a property is cracks in the walls. Cracks may be caused by subsidence, a word that strikes fear into the hearts of homeowners. It raises the ghastly vision of underpinning, or even, in extreme cases, deepening or replacing foundations. 

However, cracks do not inevitably indicate subsidence. They may likewise be caused by, for example, fluctuations in temperature or humidity. Only a surveyor can classify with certainty the reason of a crack. Subsidence cracks are typically 1mm or more in width, and they are often wider at the top than at the bottom, so question anything that matches this description.

3. Dodgy drains and sewers

Defective drains and sewers can lead to additional complications, including subsidence.

While newer fittings have plastic pipes, numerous older ones have clay pipes. The latter are susceptible to damage by tree roots, which grow through the pipe walls and cause blockages. Be watchful for overflowing manhole covers or drain covers, and nasty odours.

4. Substandard electrics

Electrical installations that do not meet today’s standards are common in older homes. When you view a property, ask when it was last rewired and who carried out the work.

Because much of the wiring will be concealed below floors and behind skirting boards, it may be difficult to see certain things, but if plugs are the old-fashioned two-pronged variation (which do still exist), or any visible wiring appears damaged, rewiring will surely be essential.

5. Plumbing problems

Aging plumbing can be loud. In the poorest circumstance, it may not work correctly.

Several glitches are slight and easy to spot, such as dripping taps and blocked sinks. Take a look at pipework, tanks and cylinders if you can. Ask what work has been done on the plumbing, by whom, and at what time.

Older properties frequently do not have the amount of bathrooms today’s buyer demands. To get an impression of how stress-free (or otherwise) it would be to connect an additional bathroom, check where the water source and waste pipes run.

6. Damp

Rising damp, the utmost common kind is triggered by dampness from the ground drifting up through the walls. Spoiled plaster and discolored walls frequently shows its presence.

Most homes have a damp proof development that protects against rising damp. In an older structure, though, the development may no longer be operative. A very old property may not have a damp proof development at all; however it is typically possible to fit one.

Penetrating damp is triggered by dampness coming through the roof or walls, typically as the consequence of damage. The precise reason of the problem can be hard to recognize, and therefore hard to repair.

If there is reason for worry, your surveyor ought to mention ordering a damp report, which professional damp businesses typically assume, free of charge, as part of their quotation system.

7. Fungal decay and woodworm

Fungal decay (dry rot and wet rot), the consequence of damp, can cause grim difficulties if left untreated. As it is frequently existent in woodwork that has been decorated, it can be problematic to spot.

Minute holes in woodwork may be indication of an old woodworm bout that has previously been treated. New movement is typically shown by the attendance of a fine powder, formed by feeding larvae.

If there is a present problem, it can be dealt with effectively, but, depending on the amount of the work required, you will perhaps not be able to live in the property while it is carried out, or for some weeks later.

Businesses that treat damp typically likewise cover timber reports and treatments.

8. Lack of energy efficiency

Older homes are unlikely to be as energy efficient as ones constructed to present stipulations, and can so cost extra to run, as well as being less environmentally friendly.

Insulation may well be lacking. Though, an attic can be insulated fairly inexpensively and effortlessly, and cavity walls (usual in properties built post-1930) can also be insulated.

Another common problem is an out-of-date, or tired, heating system. You may need to budget for replacing the boiler, or even the whole system.

Windows may not be double glazed. If, moreover, they are in poor form, it may be sensible to contemplate replacing them. Replacement windows ought to be in keeping with the property, in style and materials, or they may lessen from its worth. In certain cases, secondary glazing may be better.

9. View at different times of day

View the property three times at different times of the day. Daylight makes seeing faults easier, but the beating music which will make your life torturous may not begin until the neighbors return from work.

10. Look at the neighborhood

Yes, your house is vital, but the security, position, and nearness to numerous facilities must be well-thought-out as well. Research neighboring schools if you have children, as well as travel time to work, stores, and how your neighborhood is arranged. Feel just as contented with your neighborhood as your house.

Budget March 2013 confirms Yes you can.

£130billion to help First Time buyers aswell as existing home owners. Buyers will benefit from state-backed mortgages

Families with 5% deposit will get 20% extra from government

People who earn enough to afford repayments will get deal underwritten

A government-backed mortgage guarantee scheme to the value of £130billion will see the market flooded with 500,000 cheap loans.

The Government is to subsidise deposits and provide state backing for loans to help homebuyers get on the property ladder or move up.

The Help to Buy scheme will offer loans to top up the deposits of those buying newly built properties worth up to £600,000 who can only put up 5 per cent of the loan themselves.

The Treasury will add an extra 20 per cent of the house value to enable them to get a mortgage. The first five years of the loan will be interest free. After that it will attract a 1.75 per cent payment, which will rise annually by inflation plus 1 per cent.

Borrowers will be able to apply from April 1 and be able to repay the loan at any point. This part of the scheme is worth £3.5billion.

The second, bigger, part – available from next January – will guarantee £130billion of mortgages on any property, not just newbuild, worth up to £600,000.

The scheme will be available for mortgages of between 80 per cent and 95 per cent of the home value.

So for someone able to muster a 5 per cent deposit, the Government would put in 15 per cent, to enable the homebuyer to access an 80 per cent mortgage loan.

If a borrower’s property is repossessed, the Government will bear a proportion of the losses, with the lender taking the rest.

The Treasury says all major lenders have agreed to take part in the scheme.

On top of this, the Chancellor announced that more Funding for Lending cash may be made available to the banks, which could also push rates down lower.

Changes to the Bank of England’s remit, meanwhile, could allow it to give guarantees to borrowers that interest rates would be low for years to come.

Last night Chief Secretary to the Treasury Danny Alexander refused to say what would happen if property prices collapse, though he admitted there were ‘risks’ with the scheme.

‘What we are doing is supporting housebuilders to build more homes, support those hundreds of thousands of people who can afford mortgage repayments to buy a home but not the deposit,’ he said.

The scheme, which will run for three years, can only be extended if the Bank of England agrees.

Ashley Hollinshead, of accountants Deloitte, said: ‘This move is interesting as for the first time it attacks every level of the housing ladder, from first-time buyers to those moving in to a bigger family home.

‘The guarantee could prove extremely effective as it will provide banks with confidence that is desperately needed.’

David Hollingworth, of brokers London & Country, said: ‘If you are looking to buy a house then there really could not have been a bigger carrot waved by the Government.’